{"id":615,"date":"2025-07-08T14:09:15","date_gmt":"2025-07-08T14:09:15","guid":{"rendered":"http:\/\/www.rejse-island.info\/?p=615"},"modified":"2025-07-18T10:10:12","modified_gmt":"2025-07-18T10:10:12","slug":"best-home-warranty-companies-for-2025","status":"publish","type":"post","link":"http:\/\/www.rejse-island.info\/index.php\/2025\/07\/08\/best-home-warranty-companies-for-2025\/","title":{"rendered":"Best Home Warranty Companies for 2025"},"content":{"rendered":"<p>The best home warranty companies aren\u2019t just affordable, they actually deliver when things break. You want fast claims, solid coverage, and a team that doesn\u2019t leave you hanging when your heating system dies, as proven by previous customer feedback. For real estate pros and homeowners, that kind of reliability matters a lot.\u00a0<\/p>\n<p>That said, I dug into the most reliable options for 2025 and compared pricing, service, and what you really get. Here are the providers that made my list:<\/p>\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/ahs\" target=\"_blank\" rel=\" noopener sponsored nofollow\">American Home Shield<\/a>:<\/strong> Best for covering aging systems in older or high-risk properties<\/li>\n<li><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/choice-home-warranty-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Choice Home Warranty<\/a>: <\/strong>Best for affordable, broad protection<\/li>\n<li><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/first-american-home-warranty-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">First American Home Warranty<\/a>:<\/strong> Best for high-limit appliance coverage<\/li>\n<li><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/liberty-home-guard-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Liberty Home Guard<\/a>:<\/strong> Best for customizable coverage plans<\/li>\n<li><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/cinch-home-services-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Cinch Home Services<\/a>:<\/strong> Best for extended repair guarantees<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading\" id=\"top-picks\">The Close\u2019s top picks for the best home warranty companies<\/h2>\n<table id=\"tablepress-2774\" class=\"tablepress tablepress-id-2774 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n<th class=\"column-1\">Company<\/th>\n<th class=\"column-2\">Key features<\/th>\n<th class=\"column-3\">Monthly price range*<\/th>\n<th class=\"column-4\">Service call fee**<\/th>\n<th class=\"column-5\">Availability<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-115261 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"American Home Shield logo\" width=\"130\" height=\"42\" data-src=\"http:\/\/www.rejse-island.info\/wp-content\/uploads\/2025\/07\/American-Home-Shield.png\"><\/td>\n<td class=\"column-2\">Covers pre-existing conditions; high coverage gaps<\/td>\n<td class=\"column-3\">$39.99-$69.99<\/td>\n<td class=\"column-4\">$100 or $125<\/td>\n<td class=\"column-5\">Not available in Alaska and Hawaii<\/td>\n<\/tr>\n<tr class=\"row-3\">\n<td colspan=\"5\" class=\"column-1\"><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/ahs\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Get started with American Home Shield<\/a><\/strong><\/td>\n<\/tr>\n<tr class=\"row-4\">\n<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-115262 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"Choice Home Warranty logo\" width=\"130\" height=\"44\" data-src=\"https:\/\/assets.theclose.com\/uploads\/2025\/07\/Choice-Home-Warranty.png\"><\/td>\n<td class=\"column-2\">Budget-friendly plans; broad system and appliance coverage<\/td>\n<td class=\"column-3\">$49-$58<\/td>\n<td class=\"column-4\">$75-$100<\/td>\n<td class=\"column-5\">Not available in Washington; a third party sells California plans<\/td>\n<\/tr>\n<tr class=\"row-5\">\n<td colspan=\"5\" class=\"column-1\"><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/choice-home-warranty-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Get started with Choice Home Warranty<\/a><\/strong><\/td>\n<\/tr>\n<tr class=\"row-6\">\n<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-115263 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"First American Home Warranty logo\" width=\"130\" height=\"33\" data-src=\"http:\/\/www.rejse-island.info\/wp-content\/uploads\/2025\/07\/First-American-Home-Warranty-768x195-1.png\"><\/td>\n<td class=\"column-2\">High appliance coverage limits; no caps on HVAC, electrical, and plumbing systems<\/td>\n<td class=\"column-3\">$49-$84<\/td>\n<td class=\"column-4\">$100 or $125<\/td>\n<td class=\"column-5\">Not available in 15 states: AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NY, ND, RI, VT, and WI<\/td>\n<\/tr>\n<tr class=\"row-7\">\n<td colspan=\"5\" class=\"column-1\"><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/first-american-home-warranty-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Get started with First American Home Warranty<\/a><\/strong><\/td>\n<\/tr>\n<tr class=\"row-8\">\n<td class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115264 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"Liberty Home Guard logo\" width=\"130\" height=\"21\" data-src=\"https:\/\/assets.theclose.com\/uploads\/2025\/07\/Liberty-Home-Guard.png\"><\/td>\n<td class=\"column-2\">Extensive add-on options; 60-day workmanship guarantee<\/td>\n<td class=\"column-3\">$49.99-$59.99<\/td>\n<td class=\"column-4\">$65-$125<\/td>\n<td class=\"column-5\">Available in all 50 states<\/td>\n<\/tr>\n<tr class=\"row-9\">\n<td colspan=\"5\" class=\"column-1\"><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/liberty-home-guard-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Get started with Liberty Home Guard<\/a><\/strong><\/td>\n<\/tr>\n<tr class=\"row-10\">\n<td class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115265 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"Cinch Home Services logo\" width=\"130\" height=\"67\" data-src=\"http:\/\/www.rejse-island.info\/wp-content\/uploads\/2025\/07\/Cinch-Home-Services.png\"><\/td>\n<td class=\"column-2\">180-day workmanship guarantee; covers unknown pre-existing conditions<\/td>\n<td class=\"column-3\">$27.99-$44.99<\/td>\n<td class=\"column-4\">$100-$150<\/td>\n<td class=\"column-5\">Not available in Alaska and Hawaii<\/td>\n<\/tr>\n<tr class=\"row-11\">\n<td colspan=\"5\" class=\"column-1\"><strong><a href=\"https:\/\/link.technologyadvice.com\/r\/cinch-home-services-main\" target=\"_blank\" rel=\" noopener sponsored nofollow\">Get started with Sweet Home 3D<\/a><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- #tablepress-2774 from cache --><\/p>\n<p><strong><em>*<\/em><\/strong><em>This is the typical cost you\u2019ll pay each month for a home warranty plan, depending on the level of coverage you choose and your location. Some companies also offer discounted annual payment options.<\/em><\/p>\n<p><strong><em>**<\/em><\/strong><em>This is a separate fixed fee you\u2019ll pay each time you request a repair or service visit. The amount varies by provider and sometimes by the plan tier you select.<\/em><\/p>\n<h2 class=\"wp-block-heading\" id=\"American-Home-Shield\">American Home Shield: Best for covering aging systems in older or high-risk properties<\/h2>\n<table id=\"tablepress-2775\" class=\"tablepress tablepress-id-2775 procon\">\n<thead>\n<tr class=\"row-1\">\n<th colspan=\"2\" class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115261 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"American Home Shield logo\" width=\"180\" height=\"59\" data-src=\"http:\/\/www.rejse-island.info\/wp-content\/uploads\/2025\/07\/American-Home-Shield.png\"><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\"><strong>Pros<\/strong><\/p>\n<ul><\/p>\n<li>Covers certain pre-existing conditions<\/li>\n<p><\/p>\n<li>High coverage limits for HVAC and appliances<\/li>\n<p><\/p>\n<li>Offers flexible plan options<\/li>\n<p>\n<\/ul>\n<\/td>\n<td class=\"column-2\"><strong>Cons<\/strong><\/p>\n<ul><\/p>\n<li>Limited add-on coverage options<\/li>\n<p><\/p>\n<li>Customers cannot choose their technicians<\/li>\n<p><\/p>\n<li>Not available in Alaska and Hawaii<\/li>\n<p>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- #tablepress-2775 from cache --><\/p>\n<h3 class=\"wp-block-heading\">Why I chose American Home Shield<\/h3>\n<p>American Home Shield stands out for the sheer breadth of what it covers, especially things other companies usually exclude, like rust, corrosion, or certain other pre-existing issues. That kind of flexibility is a big deal if you\u2019re dealing with older homes or high-risk systems. It\u2019s also one of the most established providers out there, and the plan customization options are robust. It\u2019s not the cheapest, but the protection level feels worth it.<\/p>\n<h3 class=\"wp-block-heading\">American Home Shield plan structures &amp; features<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>ShieldSilver:<\/strong> Covers major systems only (HVAC, plumbing, electrical); $5,000 per system limit<\/li>\n<li><strong>ShieldGold:<\/strong> Adds appliances with a $2,000 per-item limit<\/li>\n<li><strong>ShieldPlatinum:<\/strong> Increases appliance limit to $4,000 and includes roof leak repairs, HVAC tune-up, and coverage for code violations<\/li>\n<li><strong>Optional add-ons:<\/strong> Pool\/spa, septic, guest unit, well pump, and electronics protection<\/li>\n<li><strong>Service call fee:<\/strong> Choose from $100 or $125<\/li>\n<\/ul>\n<div class=\"text-center\">\n    <a class=\"button  \">Get started with American Home Shield<\/a>\n  <\/div>\n<h2 class=\"wp-block-heading\" id=\"Choice-Home-Warranty\">Choice Home Warranty: Best for affordable, broad protection<\/h2>\n<table id=\"tablepress-2776\" class=\"tablepress tablepress-id-2776 procon\">\n<thead>\n<tr class=\"row-1\">\n<th colspan=\"2\" class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115262 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"Choice Home Warranty logo\" width=\"180\" height=\"61\" data-src=\"https:\/\/assets.theclose.com\/uploads\/2025\/07\/Choice-Home-Warranty.png\"><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\"><strong>Pros<\/strong><\/p>\n<ul><\/p>\n<li>Affordable plan options<\/li>\n<p><\/p>\n<li>Comprehensive coverage for systems and appliances<\/li>\n<p><\/p>\n<li>24\/7 claims processing<\/li>\n<p>\n<\/ul>\n<\/td>\n<td class=\"column-2\"><strong>Cons<\/strong><\/p>\n<ul><\/p>\n<li>Only two plan choices are available<\/li>\n<p><\/p>\n<li>No option for appliance-only or systems-only plans<\/li>\n<p><\/p>\n<li>Not available in Washington<\/li>\n<p>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- #tablepress-2776 from cache --><\/p>\n<h3 class=\"wp-block-heading\">Why I chose Choice Home Warranty<\/h3>\n<p>Choice Home Warranty offers solid coverage at a price point that works for most property owners. The plans are simple; you choose between two tiers, and the Total Plan gives you a good mix of appliance and system protection. It\u2019s also got some of the most consistent pricing across states, which makes it easier to recommend to clients. Not many bells and whistles, but great value.<\/p>\n<h3 class=\"wp-block-heading\">Choice Home Warranty plan structures &amp; features<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>Basic Plan:<\/strong> Includes most core systems and appliances, but does not cover A\/C or fridge<\/li>\n<li><strong>Total Plan:<\/strong> Adds central air conditioning, refrigerator, washer, and dryer<\/li>\n<li><strong>Coverage limit:<\/strong> Up to $3,000 per covered item, per 12-month contract term<\/li>\n<li><strong>Optional add-ons:<\/strong> Pool\/spa, septic system, well pump, sump pump, roof leak, second fridge, and more<\/li>\n<li><strong>Service call fee: <\/strong>$75-$100 per visit<\/li>\n<\/ul>\n<div class=\"text-center\">\n    <a class=\"button  \">Get started with Choice Home Warranty<\/a>\n  <\/div>\n<h2 class=\"wp-block-heading\" id=\"First-American-Home-Warranty\">First American Home Warranty: Best for high-limit appliance coverage<\/h2>\n<table id=\"tablepress-2777\" class=\"tablepress tablepress-id-2777 procon\">\n<thead>\n<tr class=\"row-1\">\n<th colspan=\"2\" class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115263 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"First American Home Warranty logo\" width=\"180\" height=\"46\" data-src=\"http:\/\/www.rejse-island.info\/wp-content\/uploads\/2025\/07\/First-American-Home-Warranty-768x195-1.png\"><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\"><strong>Pros<\/strong><\/p>\n<ul><\/p>\n<li>High appliance coverage limits up to $7,000<\/li>\n<p><\/p>\n<li>No caps on HVAC, electrical, and plumbing systems<\/li>\n<p><\/p>\n<li>Offers coverage for improperly installed or modified items<\/li>\n<p>\n<\/ul>\n<\/td>\n<td class=\"column-2\"><strong>Cons<\/strong><\/p>\n<ul><\/p>\n<li>Higher monthly costs than some competitors<\/li>\n<p><\/p>\n<li>Service call fees can be up to $125<\/li>\n<p><\/p>\n<li>Not available in 15 states: AK, CT, DE, HI, IL, L<\/li>\n<p>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- #tablepress-2777 from cache --><\/p>\n<h3 class=\"wp-block-heading\">Why I chose First American Home Warranty<\/h3>\n<p>First American Home Warranty is one of the few providers with really high appliance coverage limits, some reaching as high as $7,000 per item on more premium plans. It also doesn\u2019t cap repairs on core systems like HVAC or plumbing, which can save a lot on high-end homes or recent remodels. To top it all off, the company offers a plan upgrade that helps with things like code violations or improper installations. The main catch? It\u2019s not available in every state.<\/p>\n<h3 class=\"wp-block-heading\">First American Home Warranty plan structures &amp; features<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>Starter Plan:<\/strong> Covers plumbing, heating, electrical, and basic appliances like fridge, dishwasher, oven, and microwave<\/li>\n<li><strong>Essential Plan:<\/strong> Adds clothes washer and dryer, air conditioning, water heater, and garage door opener<\/li>\n<li><strong>Premium Plan:<\/strong> Adds luxury appliance coverage, central vacuum, full garage door system, faucets, and instant hot water dispenser<\/li>\n<li><strong>Appliance coverage cap:<\/strong> Up to $7,000 per item on some plans<\/li>\n<li><strong>Optional upgrade:<\/strong> First Class Upgrade (covers code violations and improper installations)<\/li>\n<li><strong>Service call fee:<\/strong> Typically $100 or $125<\/li>\n<\/ul>\n<div class=\"text-center\">\n    <a class=\"button  \">Get started with First American Home Warranty<\/a>\n  <\/div>\n<h2 class=\"wp-block-heading\" id=\"Liberty-Home-Guard\">Liberty Home Guard: Best for customizable coverage plans<\/h2>\n<table id=\"tablepress-2778\" class=\"tablepress tablepress-id-2778 procon\">\n<thead>\n<tr class=\"row-1\">\n<th colspan=\"2\" class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115264 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"Liberty Home Guard logo\" width=\"180\" height=\"29\" data-src=\"https:\/\/assets.theclose.com\/uploads\/2025\/07\/Liberty-Home-Guard.png\"><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\"><strong>Pros<\/strong><\/p>\n<ul><\/p>\n<li>Available in all 50 states<\/li>\n<p><\/p>\n<li>Extensive selection of over 40 add-on options<\/li>\n<p><\/p>\n<li>60-day workmanship guarantee<\/li>\n<p>\n<\/ul>\n<\/td>\n<td class=\"column-2\"><strong>Cons<\/strong><\/p>\n<ul><\/p>\n<li>Lower coverage limits for plumbing and electrical systems<\/li>\n<p><\/p>\n<li>Add-ons have individual coverage limits<\/li>\n<p><\/p>\n<li>Excludes coverage for pre-existing conditions<\/li>\n<p>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- #tablepress-2778 from cache --><\/p>\n<h3 class=\"wp-block-heading\">Why I chose Liberty Home Guard<\/h3>\n<p>Liberty Home Guard impressed me with its crazy-long list of add-ons: over 40 options, including things like pest control and gutter cleaning. That flexibility is great for investors or landlords managing different types of properties. It also gets solid reviews for customer service, which is surprisingly rare in this space. Plus, Liberty Home Guard is available in all 50 states, so it\u2019s an easy one to recommend without worrying about location.<\/p>\n<h3 class=\"wp-block-heading\">Liberty Home Guard plan structures &amp; features<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>Appliance Guard:<\/strong> Covers kitchen and laundry appliances only<\/li>\n<li><strong>Systems Guard:<\/strong> Covers major systems like HVAC, plumbing, and electrical<\/li>\n<li><strong>Total Home Guard:<\/strong> Combines both appliance and system coverage<\/li>\n<li><strong>Coverage limit:<\/strong> Varies by item, typically $2,000-$3,000 per claim<\/li>\n<li><strong>Offers 40+ optional add-ons:<\/strong> Pool\/spa, roof leaks, electronics, pest control, and more<\/li>\n<li><strong>Service call fee:<\/strong> Ranges from $65-$125, depending on your quote<\/li>\n<\/ul>\n<div class=\"text-center\">\n    <a class=\"button  \">Get started with Liberty Home Guard<\/a>\n  <\/div>\n<h2 class=\"wp-block-heading\" id=\"Cinch-Home-Services\">Cinch Home Services: Best for extended repair guarantees<\/h2>\n<table id=\"tablepress-2779\" class=\"tablepress tablepress-id-2779 procon\">\n<thead>\n<tr class=\"row-1\">\n<th colspan=\"2\" class=\"column-1\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-115265 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"Cinch Home Services logo\" width=\"180\" height=\"93\" data-src=\"http:\/\/www.rejse-island.info\/wp-content\/uploads\/2025\/07\/Cinch-Home-Services.png\"><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\"><strong>Pros<\/strong><\/p>\n<ul><\/p>\n<li>180-day workmanship guarantee<\/li>\n<p><\/p>\n<li>Covers unknown pre-existing conditions<\/li>\n<p><\/p>\n<li>Offers appliances-only and systems-only plans<\/li>\n<p>\n<\/ul>\n<\/td>\n<td class=\"column-2\"><strong>Cons<\/strong><\/p>\n<ul><\/p>\n<li>Annual coverage cap of $10,000<\/li>\n<p><\/p>\n<li>Limited add-on options<\/li>\n<p><\/p>\n<li>Not available in Alaska and Hawaii<\/li>\n<p>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- #tablepress-2779 from cache --><\/p>\n<h3 class=\"wp-block-heading\">Why I chose Cinch Home Services<\/h3>\n<p>Cinch Home Services made this list because of its 180-day workmanship guarantee (that\u2019s one of the longest you\u2019ll find!). The company covers unknown pre-existing issues, which isn\u2019t common, especially at this price point. It\u2019s a solid pick if you want that extra post-repair peace of mind. Not the flashiest, but it checks a lot of essential boxes.<\/p>\n<h3 class=\"wp-block-heading\">Cinch Home Services plan structures &amp; features<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>Repair Only:<\/strong> Covers repairs only, with up to $1,000 per covered repair<\/li>\n<li><strong>Repair Plus Replace:<\/strong> Adds appliance replacement (up to $2,000 per appliance) and $500 homeowners insurance deductible reimbursement<\/li>\n<li><strong>Repair Plus Replace Premier:<\/strong> Adds sewer\/gas line coverage, permits, disposal, and an extra $2,000 for additional repair-related costs<\/li>\n<li><strong>Service call fee:<\/strong> Ranges from $100-$150<\/li>\n<\/ul>\n<div class=\"text-center\">\n    <a class=\"button  \">Get started with Cinch Home Services<\/a>\n  <\/div>\n<h2 class=\"wp-block-heading\" id=\"How-to-choose\">How to choose the right and best home warranty provider<\/h2>\n<p>Whether you\u2019re helping a client protect a new home purchase or reviewing the best home warranties for your portfolio, selecting the right one comes down to how much coverage you need. Here are key factors to look into once you begin to compare home warranty companies:<\/p>\n<ul class=\"icon-list d-flex flex-col list-unstyled ps-0 ms-0\">\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tPlan pricing vs. value:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\tSome companies offer cheaper plans, but they may also come with tighter coverage limits or more exclusions. Make sure your chosen company actually delivers when it\u2019s time to file a claim.\t\t<\/span> <\/p>\n<\/li>\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tCoverage depth:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\t Look beyond the marketing headlines. Check if things like HVAC, electrical, plumbing, or high-end appliances are included and what the payout caps are.\t\t<\/span> <\/p>\n<\/li>\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tService call fees:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\tThese are what you\u2019ll pay out of pocket each time a repair tech is dispatched. Of course, lower is better, but balance it with what the monthly premium covers.\t\t<\/span> <\/p>\n<\/li>\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tRepair guarantees:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\tSome companies offer 30-day guarantees on completed work, while others go up to 180 days. This can be a significant differentiator for busy landlords or investors.\t\t<\/span> <\/p>\n<\/li>\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tState availability:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\tNot every home warranty provider operates nationwide. Before you fall in love with a plan, ensure it\u2019s offered in your state \u2014 or your client\u2019s.\t\t<\/span> <\/p>\n<\/li>\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tCustomization options:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\tThe best home warranty companies let you add coverage for things like roof leaks, pools, septic systems, or even smart home tech, depending on your property\u2019s needs.\t\t<\/span> <\/p>\n<\/li>\n<li class=\"icon-list-item mb-0 relative\">\n<p>\t\t<img decoding=\"async\" class=\"icon-image absolute lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/task.webp\"><\/p>\n<p>\t\t<span class=\"list-item-text\"><br \/>\n\t\t\t<span class=\"font-weight-bold\"><br \/>\n\t\t\tRecent reviews:<br \/>\n\t\t\t<\/span><br \/>\n\t\t\tCustomer feedback can be telling of the depth of service and the company\u2019s service reliability. However, be sure to temper your expectations when checking these out. Companies do change, and so do their teams \u2014 one old negative review may not be the definitive indicator of the company\u2019s service.\t\t<\/span> <\/p>\n<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading\" id=\"Methodology\">Methodology: How we selected the best home warranty companies<\/h2>\n<p>Our team at The Close analyzed 20+ home warranty providers available across states and evaluated them based on several criteria that matter most to real estate professionals and homeowners alike. These included:<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>Coverage depth and flexibility:<\/strong> We looked for companies with comprehensive base plans, generous coverage limits, and solid add-on options.<\/li>\n<li><strong>Pricing transparency:<\/strong> We considered both monthly plan costs and service call fees, paying attention to value and not just the low prices.<\/li>\n<li><strong>Customer experience:<\/strong> We factored in genuine user reviews, industry ratings, and support responsiveness.<\/li>\n<li><strong>Availability:<\/strong> Nationwide coverage or near-nationwide reach was a must.<\/li>\n<li><strong>Reputation and longevity:<\/strong> We favored companies with proven track records, not just flashy marketing or aggressive discounts.<\/li>\n<li><strong>Expert score: <\/strong>We gave bonus points for standout features like extended workmanship guarantees, customization options, or unique protections, like coverage for older or improperly installed equipment.<\/li>\n<\/ul>\n<p>Read more about <a href=\"https:\/\/theclose.com\/methodology\/\">our methodology here<\/a>.<\/p>\n<h2 class=\"wp-block-heading\" id=\"FAQs\">Frequently asked questions (FAQs)<\/h2>\n<div class=\"d-flex justify-content-between align-items-center cursor-pointer pe-24 close-accordion-heading collapsed\">\n<h3 id=\"whats-the-difference-between-home-insurance-and-home-warranty\" class=\"my-40\">What\u2019s the difference between home insurance and home warranty?<br \/>\n\t\t\t\t<\/h3>\n<p><img decoding=\"async\" alt=\"expand\/collapse\" class=\"ms-24 w-16 flex-shrink-0 rotate-180 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/chevron-down.svg\"><\/div>\n<div id=\"whats-the-difference-between-home-insurance-and-home-warranty-content\" class=\"close-accordion-content collapsed mb-40\">\n<p>Home insurance covers damage from big disasters like fire, storms, or theft. A home warranty, on the other hand, is like a service plan for your appliances and home systems when they break down from normal wear and tear.<\/p>\n<\/div>\n<hr class=\"my-0\" \/>\n<div class=\"d-flex justify-content-between align-items-center cursor-pointer pe-24 close-accordion-heading collapsed\">\n<h3 id=\"why-should-you-consider-purchasing-a-home-warranty\" class=\"my-40\">Why should you consider purchasing a home warranty?<br \/>\n\t\t\t\t<\/h3>\n<p><img decoding=\"async\" alt=\"expand\/collapse\" class=\"ms-24 w-16 flex-shrink-0 rotate-180 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/chevron-down.svg\"><\/div>\n<div id=\"why-should-you-consider-purchasing-a-home-warranty-content\" class=\"close-accordion-content collapsed mb-40\">\n<p>A home warranty can save you from surprise repair bills when an appliance or home system (e.g., HVAC, plumbing, electrical) stops working. It\u2019s helpful if you\u2019re buying an older home or managing multiple properties.<\/p>\n<\/div>\n<hr class=\"my-0\" \/>\n<div class=\"d-flex justify-content-between align-items-center cursor-pointer pe-24 close-accordion-heading collapsed\">\n<h3 id=\"what-is-the-biggest-benefit-of-a-home-warranty\" class=\"my-40\">What is the biggest benefit of a home warranty?<br \/>\n\t\t\t\t<\/h3>\n<p><img decoding=\"async\" alt=\"expand\/collapse\" class=\"ms-24 w-16 flex-shrink-0 rotate-180 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/chevron-down.svg\"><\/div>\n<div id=\"what-is-the-biggest-benefit-of-a-home-warranty-content\" class=\"close-accordion-content collapsed mb-40\">\n<p>This might sound clich\u00e9, but it\u2019s peace of mind. With a home warranty, you know you\u2019ve got a backup plan when major systems or appliances break, and you won\u2019t have to scramble to find a contractor or pay the full cost out of pocket.<\/p>\n<\/div>\n<hr class=\"my-0\" \/>\n<div class=\"d-flex justify-content-between align-items-center cursor-pointer pe-24 close-accordion-heading collapsed\">\n<h3 id=\"what-are-the-disadvantages-of-home-warranties\" class=\"my-40\">What are the disadvantages of home warranties?<br \/>\n\t\t\t\t<\/h3>\n<p><img decoding=\"async\" alt=\"expand\/collapse\" class=\"ms-24 w-16 flex-shrink-0 rotate-180 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/theclose.com\/wp-content\/themes\/theclose\/assets\/images\/icons\/chevron-down.svg\"><\/div>\n<div id=\"what-are-the-disadvantages-of-home-warranties-content\" class=\"close-accordion-content collapsed mb-40\">\n<p>Not everything is covered, and you\u2019ll still have to pay a service fee for each repair visit. Plus, you don\u2019t usually get to choose your technician, which can be frustrating if their service is mediocre or inconsistent.<\/p>\n<\/div>\n<hr class=\"my-0\" \/>\n<h2 class=\"wp-block-heading\" id=\"Your-take\">Your take<\/h2>\n<p>A home warranty can be a smart safety net for unexpected repairs, especially if you\u2019re managing older properties or working with first-time homebuyers. With so many home warranty providers out there, choosing the right one comes down to what coverage matters most to you. Are you now considering using any of these top home warranty companies? Let me know in the comments!<\/p>\n<p>The post <a href=\"https:\/\/theclose.com\/best-home-warranty-companies\/\">Best Home Warranty Companies for 2025<\/a> appeared first on <a href=\"https:\/\/theclose.com\">The Close<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The best home warranty companies aren\u2019t just affordable, they actually deliver when things break. You want fast claims, solid coverage, and a team that doesn\u2019t leave you hanging when your heating system dies, as proven by previous customer feedback. For real estate pros and homeowners, that kind of reliability matters a lot.\u00a0 That said, I [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":617,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-deals"],"_links":{"self":[{"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/posts\/615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/comments?post=615"}],"version-history":[{"count":2,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/posts\/615\/revisions"}],"predecessor-version":[{"id":622,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/posts\/615\/revisions\/622"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/media\/617"}],"wp:attachment":[{"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/media?parent=615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/categories?post=615"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.rejse-island.info\/index.php\/wp-json\/wp\/v2\/tags?post=615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}